Effective Date: July 6, 2026

Welcome to The Advisors Armory (“Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your use of our website, membership program, and services. By accessing or using our services, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, please do not use our services.

1. Use of Our Services You agree to use our website and services only for lawful purposes and in accordance with these Terms, and not to interfere with the operation or security of the site.

2. Intellectual Property Rights All content, including text, images, logos, graphics, video content, webinar recordings, cohort session materials, compliance document library resources, and software on this website, is the property of The Advisors Armory or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any material without our prior written consent. Limited, non-commercial use of the content for personal purposes is permitted.

3. User Accounts If you create an account with us, you are responsible for maintaining the confidentiality of your login credentials and any activities that occur under your account. You agree to:

Provide accurate, complete information during account registration and membership enrollment Notify us immediately of any unauthorized use or security breach

We reserve the right to suspend or terminate accounts that violate these Terms.

4. Payments and Billing Our services require payment through membership tranches and enrollment fees:

All fees, including monthly or annual membership dues and the one-time enrollment fee, must be paid in full at the time of purchase unless otherwise agreed upon Membership pricing is locked in at the tranche rate active at the time of enrollment, for as long as membership remains continuous; a lapse in membership may result in re-enrollment at the then-current tranche rate Prices for new members are subject to change with prior notice as tranches fill By providing payment information, you represent that you are authorized to use the payment method provided

5. SMS/Text Messaging Terms By opting in to receive SMS/text messages from The Advisors Armory, you agree to the following terms:

Program Description: The Advisors Armory offers an SMS messaging program that sends enrollment confirmations, cohort session and webinar reminders, updates, and account notifications to customers who have provided their consent through our opt-in form on our website. Users may also opt in to receive marketing and promotional messages, including special offers, discounts, and membership updates. Message Frequency: Message frequency may vary depending on your account activity and interactions with our services. Message and Data Rates: Message and data rates may apply. Check with your wireless carrier for details about your text messaging plan. Opt-Out: To stop receiving text messages, reply STOP to any text message you receive from us. You will receive a one-time confirmation message, and no further messages will be sent unless you opt in again. Help: For assistance, reply HELP to any text message or contact us at info@theadvisorsarmory.com. Carrier Liability: Carriers are not liable for delayed or undelivered messages. The Advisors Armory is not responsible for any delays or failures in message delivery caused by wireless carriers or network issues. By participating in our SMS program, you acknowledge and agree to these terms. We may modify these SMS terms at any time. Continued participation in the program after changes constitutes acceptance of the updated terms.

6. Limitation of Liability To the fullest extent permitted by law, The Advisors Armory and its affiliates will not be liable for any indirect, incidental, consequential, or punitive damages arising from:

Use or inability to use our services Unauthorized access to your personal data Any third-party content or actions
Our total liability under these Terms will not exceed the amount you have paid to us, if any, for services in the last 12 months.

7. Disclaimers Our services are provided “as is” and “as available.” Membership content, including video content, webinars, cohort sessions, and the compliance document library, is intended for general practice-management education and does not constitute legal, compliance, tax, or investment advice, and does not create a supervisory or advisory relationship. We do not guarantee that our website or services will be uninterrupted, error-free, or completely secure. We disclaim all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

8. Indemnification You agree to defend, indemnify, and hold harmless The Advisors Armory, its affiliates, and employees from any claims, liabilities, damages, or expenses arising from your use of our services or violation of these Terms.

9. Governing Law and Dispute Resolution These Terms are governed by the laws of the State of California, without regard to its conflict of law principles. Any disputes will be resolved through binding arbitration conducted in Orange County, California, in accordance with the rules of the American Arbitration Association. You agree to waive any right to a jury trial or to participate in a class action.

10. Privacy Policy Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. Please review our Privacy Policy at https://theadvisorsarmory.com/privacy-policy.

11. Changes to These Terms We reserve the right to update these Terms at any time. Changes will be posted on this page, and the “Effective Date” will be updated accordingly. Your continued use of our services after any changes signifies your acceptance of the updated Terms.

12. Contact Information If you have any questions about these Terms and Conditions, please contact us: Email: info@theadvisorsarmory.com